Services
General Liability
If you own or operate a business, there's a good chance you need a GL policy.
This policy is a type of insurance coverage that helps protect businesses from financial loss due to claims related to bodily injury, property damage, and personal and advertising injury. This policy provides coverage for legal costs and settlements that may arise if a third party sues the business for these types of liabilities. General Liability insurance is essential for businesses to protect themselves from potential lawsuits and unexpected expenses that could arise from accidents or incidents occurring on their premises or as a result of their operations.
Workers Compensation
is designed to provide financial protection for employees who are injured or become ill as a result of their work.
This type of insurance coverage helps employees by providing benefits such as medical expenses, lost wages, and rehabilitation costs in the event of a work-related injury or illness. Workers Compensation insurance is mandatory in most states and helps ensure that employees are fairly compensated and supported in the event of a workplace accident.
Commercial Auto Policy
If you are using your personal car for your business.
it may not be covered in the event of an accident! A commercial auto policy is a type of insurance that provides coverage for vehicles used for business purposes. Commercial Auto insurance typically covers liability for bodily injury and property damage, as well as physical damage to the vehicles themselves. Businesses that use vehicles as part of their operations, such as delivery services, contractors, or companies with fleets, often invest in Commercial Auto insurance to ensure they are financially protected in case of unforeseen incidents on the road.
Professional Liability
This type of policy (also commonly known as Errors and Omissions coverage)
helps protect businesses from financial loss in the event of a claim arising due to inadequate work or tied to negligence - especially if your business works with contracts on a regular basis. No matter how baseless a claims is, it can tie you up in legal fees –something that can be avoided with the purchase of a Professional Liability insurance policy.
